Free Tool

Net Proceeds Calculator

See how much you'd actually walk away with — traditional sale vs. cash offer, side by side.

Your Home Details

$
$

Enter $0 if your home is paid off

$15,000
$0$75,000

Roof, HVAC, cosmetics, code violations, etc.

80%
50%100%

$200,000 — Most cash offers are 70-85% of market value

Traditional

$250,000

List Price

Cash Offer

$200,000

Offer Price

Agent Commission (6%)
-$15,000
$0
Closing Costs (3%)
-$7,500
$0
Repairs & Updates
-$15,000
$0
Holding Costs (3 mo)
-$4,500
$0
Seller Concessions (2%)
-$5,000
$0
Transfer Tax (Pennsylvania)
-$2,500
$0
Mortgage Payoff
-$120,000
-$120,000
Total Deductions-$169,500-$120,000
Your Net Proceeds

Traditional Sale

$80,500

Cash Offer

$80,000

A traditional sale nets $500 more — but takes 80 more days

Consider the cost of your time, stress, and the risk of a deal falling through. Many sellers find the speed and certainty worth it.

Cash Offer — Net Proceeds$80,000
Traditional Sale — Net Proceeds$80,500
Close in

90 days

~10 days

Repairs

$15,000

None

Showings

Dozens

Zero

Certainty

May fall through

Guaranteed

This calculator provides estimates for educational purposes only. Actual costs vary by market, property condition, and sale terms. Transfer tax rates are based on state-level data and may differ in your county or municipality. Contact us for a no-obligation cash offer specific to your property.

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